I need assistance to solve this problem:
On September 1, 2018, you bought a car for $23,000. You paid down $1,200, and finance the rest for 5 years at 6.5% compounded monthly. You paid the monthly payments from October 1, 2018 until October 2020. Then decided to payoff the loan. The bank charge you a 2% prepayment penalty.
– How much would you payoff the loan on November 1, 2020?
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